Type of SBI Cards
Lifestyle card
These cards are designed by SBI to make your personal life and lifestyle premium and full of benefits and to enjoy luxury facilities, which are also known as lifestyle cards.
SBI Card PULSE
If you buy SBI using SBI Card PULSE, you will be given a gift voucher on PhonePe and you will also get three reward points which will be given to you every time you spend 100 rs. And the biggest benefit in this is that it gives a travel voucher of Rs 3000 on achieving annual spend of Rs 3 lakh
SBI Card ELITE
If you join with this card, you will be given a gift voucher up to Rs. 5000, and you will also get annual movie ticket tickets worth Rs. 6000, and you can also earn more than 50000 bonus rewards annually which will not exceed 12500,
Reward Cards
Cashback SBI Card
Cashback SBI Card is designed for users who love instant savings on every purchase. It offers guaranteed cashback on online and offline spends, making it one of the most rewarding credit cards for smart shoppers.
SBI Card PRIME
SBI Card PRIME comes with premium lifestyle benefits, free lounge access, dining offers, and milestone rewards. It is best for frequent travelers and those looking for exclusive privileges.
OLA Money SBI Card
The OLA Money SBI Card is perfect for daily commuters. It provides cashback on Ola rides, utility bill payments, and online shopping, making travel more affordable.
Apollo SBI Card SELECT
Apollo SBI Card SELECT is specially designed for healthcare and wellness needs. Users get discounts at Apollo pharmacies, diagnostic centers, and hospitals.
TATA Card
TATA SBI Card brings exclusive offers on Tata group brands such as Croma, Titan, Tata CLiQ, and more, making it an ideal choice for loyal Tata shoppers.
PAYTM SBI Card
The Paytm SBI Card is a great digital-first card that offers cashback and rewards on Paytm wallet payments, recharge, shopping, and travel bookings.
Shopping Cards
Reliance SBI Card
Reliance SBI Card offers special discounts and rewards on shopping at Reliance stores. It also provides reward points on fuel and other categories.
MAX SBI Card PRIME
MAX SBI Card PRIME is a co-branded card offering discounts and rewards on shopping at MAX Fashion outlets and online platforms.
Spar SBI Card
The Spar SBI Card gives exclusive benefits and savings while shopping at Spar Hypermarkets, along with reward points on other retail spends.
SBI Card Unnati
SBI Card Unnati is a beginner-friendly, lifetime free credit card that provides rewards on daily shopping and fuel surcharge waivers.
Shaurya SBI Card
Shaurya SBI Card is dedicated to defense and paramilitary personnel, offering rewards, lifestyle benefits, and recognition for their service.
Travel & Fuel Cards
KrisFlyer SBI Card
KrisFlyer SBI Card is designed for international travelers, offering benefits on Singapore Airlines and Scoot flights, along with lounge access.
SBI Card MILES Prime and Elite
SBI Card MILES Prime and Elite provide exclusive air miles, travel perks, and complimentary memberships, making them ideal for frequent flyers.
IRCTC SBI Card Premier
The IRCTC SBI Card Premier is best for railway travelers. It offers rewards on ticket bookings via IRCTC, along with lounge access at select stations.
BPCL SBI Card
BPCL SBI Card is a fuel credit card that gives cashback and reward points on Bharat Petroleum fuel purchases, helping save on daily commuting.
Club Vistara SBI Card
Club Vistara SBI Card offers CV points on flight bookings with Vistara, complimentary lounge access, and milestone rewards for travelers.
Yatra SBI Card
Yatra SBI Card provides discounts and reward points on travel bookings made via Yatra.com, including flights, hotels, and holiday packages.
Air India SBI Platinum Card
Air India SBI Platinum Card is ideal for frequent Air India flyers, offering reward points as Air India miles, lounge access, and travel privileges.
Banking Partnership Cards
UCO Bank SBI Card PRIME
UCO Bank SBI Card PRIME combines the trust of UCO Bank and SBI, offering lifestyle, travel, and shopping benefits with milestone rewards.
Central Bank of India SBI Card Elite
This co-branded card offers premium privileges like complimentary lounge access, concierge services, and exclusive Central Bank partnership offers.
Karur Vysya Bank – SBI Card
Karur Vysya Bank SBI Card is tailored for KVB customers, providing rewards on everyday spends, dining, and shopping.
City Union Bank SimplySAVE SBI Card
This card is best for simple savings on daily expenses. It offers instant rewards on dining, movies, groceries, and fuel.
KVB SimplySAVE SBI Card
KVB SimplySAVE SBI Card gives easy rewards and discounts for Karur Vysya Bank customers, especially on essential spends.
South Indian Bank SBI Platinum Credit Card
A premium offering for South Indian Bank customers, this card provides lifestyle benefits, travel perks, and high reward points.
Benefits of SBI Credit Cards
1. Variety of Choices
SBI offers one of the largest ranges of credit cards in India. Whether you spend more on shopping, travel, fuel, dining, or digital payments, there’s a card tailored for every lifestyle.
2. Reward Points & Cashback
Every purchase made with an SBI Credit Card earns you reward points or cashback. These rewards can be redeemed for gift vouchers, shopping, travel bookings, or statement balance adjustment, ensuring real value on every spend.
3. Exclusive Travel Privileges
Frequent travelers can enjoy benefits like:
- Free airport lounge access (domestic & international)
- Discounts on flight and hotel bookings
- Air miles and travel insurance with select cards such as Miles, IRCTC, Air India, Club Vistara, and Yatra SBI Cards.
4. Fuel Savings
Cards like the BPCL SBI Card help reduce fuel expenses by offering fuel surcharge waivers and accelerated rewards on fuel transactions at Bharat Petroleum outlets.
5. Lifestyle & Entertainment Perks
Premium cards including SBI ELITE and SBI PRIME provide:
- Free movie tickets every month
- Exclusive dining offers at partner restaurants
- Complimentary lifestyle gift vouchers on achieving spend milestones
6. Healthcare Benefits
Special cards such as Apollo SBI Card SELECT and SBI Card PULSE are focused on wellness. They offer:
- Discounts on pharmacy and medical spends
- Complimentary health check-ups
- Wellness and fitness program access
7. Strong Co-Branded Partnerships
SBI collaborates with brands like Tata, Reliance, Max, Spar, Ola, Paytm, and leading banks (UCO, Central Bank, South Indian Bank, KVB, etc.) to provide exclusive benefits and loyalty rewards.
8. Welcome & Milestone Rewards
- Attractive welcome vouchers and bonus points on joining
- Extra reward points on reaching annual spend milestones
- Lifetime free card options such as SBI Card Unnati
9. Secure & Hassle-Free Transactions
SBI Cards are equipped with EMV chip security and contactless technology. Customers also get:
- Zero liability on lost cards (if reported promptly)
- Easy EMI conversion for big-ticket purchases
- Fraud protection and instant card-blocking services
10. Simple Online Access
Through the SBI Card mobile app and website, cardholders can:
Convert transactions into EMIs anytime
Pay bills and check statements instantly
Track reward points