प्रधानमंत्री जनधन योजना / Pradhan Mantri Jan Dhan Yojana benefits in 2023

प्रधानमंत्री जनधन योजना / Pradhan Mantri Jan Dhan Yojana is a national mission which provides financial services through savings and deposit accounts, credit, insurance, pension etc. Under this scheme, you can open a movie savings bank deposit account in any bank branch or business at the Respondent Bank Mitra Owl outlet. In this, only those people who do not have any other account can open the account. There are many benefits of this scheme which are as follows:-

Under this scheme, any person who does not have any savings account in the bank can open a bank account. Your account will not be closed if there is a minimum balance under PMJDY. Deposits in accounts opened under Pradhan Mantri Jan Dhan Yojana Rupay Debit Card is provided under Jan Dhan Mantri Yojana Accident insurance cover of ₹ 100000 with Rupay card under Pradhan Mantri Jan Dhan Yojana and it can also be extended up to ₹ 200000 Account holders under this scheme ₹ 10000 And you get the facility of draft. Under this scheme, you will also be considered eligible for Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana, Atal Pension Yojana, Micro Unit Development and Restructured Agency Bank Mudra Yojana.

If we look at the figures of 2023, then under the Pradhan Mantri Jan Dhan Yojana, more than 50 crore accounts have been opened so far, in which the number of accounts opened by public sector banks is the highest. If we talk about deposits, then including deposits in all accounts. 197081 crore rupees is included. This data is updated till 31 March 2023.

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